News & Events


SBDC to Offer Sustainability Program to Small Business Owners

The Small Business Development Center (SBDC) at Raritan Valley Community College is partnering with New Jersey SBDC to help small businesses initiate or expand their “green” practices.

With assistance from a U.S. Environmental Protection Agency grant, established businesses will receive onsite sustainability evaluations, pollution prevention recommendations and resources for making improvements. Businesses who participate in this program will be recognized on the New Jersey Sustainable Business Registry for their efforts in adopting or increasing their sustainable practices.

Small business owners also may take advantage of no-cost consulting focused on sustainability practices for their company. Whether business owners are seeking basic information, help with the registry application, or a strategy to help them deal with an existing environmental concern, the NJSBDC can provide assistance from a counselor who is knowledgeable in all facets of sustainability, pollution prevention, toxics mitigation, and disaster preparedness.

For additional information, contact the SBDC@RVCC office at 908-526-1200, ext. 8516 or Office hours are Monday-Friday, 9 a.m.-4 p.m. Any messages or emails should include that business owners are seeking information about the NJ Sustainability program.

Raritan Valley Community College’s main campus is located at 118 Lamington Road in Branchburg, NJ. Serving Somerset and Hunterdon County residents for close to 50 years, RVCC is an educational and cultural center that is nationally recognized for its innovative programming, service to the community and environmental leadership. The College offers more than 90 associate degrees and certificates, as well as career training, professional development and personal enrichment courses. The College also has a performing arts center and planetarium.

RVCC is committed to offering a quality and affordable education through effective teaching, liaisons with the community’s businesses and state-of-the-art technology. For further information, visit


November 11th, 2015|Categories: All|

SBDC Offers “Veterans Entrepreneurial Certificate Program”

Small Business Program Waives Fees/Tuition Costs for Eligible US Veterans

The Veterans Entrepreneurial Certificate Program (VECP), sponsored by the Small Business Development Center @ RVCC, and hosted by Raritan Valley Community College, is being offered at no cost for tuition or fees to eligible U.S. military veterans (copy of DD 214 required for registration).

The 39-hour program comprises nine courses designed to provide the basic information required to start and/or successfully manage a small business.  It is designed to be completed within up to four semesters.

Participants will receive a certificate of completion after finishing all of the following courses in the program  (please check the program’s SBDC Training schedule for class dates/times:

The Business Plan
Create a sound business plan to help you manage your business more effectively and/or prepare to seek financing. Chart your course and improve your chances for business success (9 hours).

Legal 1
Be knowledgeable of the laws affecting business. Business owners learn how to choose the appropriate business structure, assess business risks, provide adequate protection and establish proper record keeping and controls (3 hours).

Legal 2
Attain a basic understanding of contract law, legal ownership of a business, stock, and partnership agreements (3 hours).

Building Your Marketing Plan
Learn about market research, strategic marketing decisions, advertising and sales, public relations, promotions, and networking. Find out about all phases of a marketing plan, how to define markets and how to implement creative, low-cost guerrilla marketing (6 hours).
Small Business Taxes
Learn which type of legal entity is the best structure for your company and receive information about tax responsibilities based on the entity you choose. Find out what tax deductions you are entitled to (3 hours).
Tue Oct 27       6:00 pm – 9:00 pm

Small Business Recordkeeping
Learn what records you need to keep, how to do your own bookkeeping, and how to use records as a management tool. Find out processes you need to follow for tax deductions (3 hours).
Seal the Deal: Winning Sales Strategies
Learn step-by-step selling techniques to help you feel more comfortable in front of your prospects and increase your close rate. Follow this strategic selling system and you’ll be sure to meet or exceed your goals for sales and profitability (6 hours).
Mastering the Mental Side of Building a Business
Learn how to proactively handle and even benefit from the inevitable challenges and setbacks you’ll face along the way building your business. Finish up with solid ways to build your confidence in any situation, work through habits and fears that can hold you back, and create a support system that will help lead you to success (3 hours).
Understanding Financial Statements SBCE
Learn about spreadsheets, understanding revenue and expense, structure and relationships, meaningful forecasts and projections, break-even analysis, balance sheets, P&L, and cash flow (3 hours).
Registration for VECP:

Please note: You must register for the VECP training courses by contacting our office:  by phone, (908) 526-1200 x8516, or by email, or in person (our office is located at: 14 Vogt Drive, Bridgewater, NJ 08807).  Office hours are 9 a.m. – 4 p.m. Registrants must provide a copy of their DD 214 form.


October 30th, 2015|Categories: All|

SBA Celebrates National Veterans Small Business Week Nov. 2-6

SBA National Veterans Week logoThe US Small Business Administration (SBA) is celebrating National Veterans Small Business Week.  The SBA empowers veterans, active duty service members, Guard and Reserve members and military spouses through entrepreneurial training and education programs, business technical assistance, counseling, special access to capital programs and federal procurement  training and access to opportunities.

Join the conversation at #MyVetBiz to share veteran stories, encourage community members to highlight local veteran-owned businesses in their community, and show gratitude and support to veterans and their families.

>Find Veterans Small Business Week Events Near You

U.S. Small Business Administration

October 30th, 2015|Categories: All|

SBA Update: Is Your Small Business “EMV Chip” Ready? Deadline is Oct. 1, 2015

SBA EMV DeadlineU.S. Small Business Administration:  Information About the Migration to EMV Chip Card Technology and Your Small Business

U.S. credit card companies are making the transition from magnetic stripe technology to cards with chips. Chip cards are payment cards that have an embedded chip, offering increased security when your customers use the chip to pay in store.

Chip cards are based on a global card payment standard called Europay, MasterCard and Visa (EMV), currently used in more than 80 countries around the world. The United States is now in the process of making the migration to EMV technology.

In an effort to reduce fraud, EMV Chips are becoming the standard for integrated circuit cards (IC cards), IC card capable point-of-sale terminals, and automated teller machines. Chip card transactions offer advanced security for in-store payments by making every transaction unique. Chip cards are also much harder to counterfeit or copy. If the card data and one-time card are stolen, the information cannot be used to create counterfeit cards and commit fraud.

For merchants and financial institutions, the switch to EMV means adding new in-store technology and internal processing systems. To get chip-enabled for your business, contact your acquirer or payment services provider.

The switch to EMV also means a change in liability for credit card fraud. Today, if an in-store transaction is conducted using a counterfeit, stolen or otherwise compromised card, consumer losses from that transaction generally fall back on the payment processor or issuing bank, depending on the card’s terms and conditions.

Beginning on October 1, 2015, a deadline set major U.S. credit card issuers including MasterCard, Visa, Discover and American Express, the liability for card-present fraud will shift to whichever party is the least EMV-compliant in certain fraudulent transactions.

The SBA is committed to making sure small business owners understand what this transition means for you, your business, and your customers through webinars, online resources, and in-person events.

Click here for more information from the SBA and the listing of Webinar Presentations on the EMV process and deadline. 

September 28th, 2015|Categories: All|

“List Your Business on Google, Bing & Yahoo” – Free Class Nov. 4 and Dec. 3

Getting found in the search engines is critical for your business.  This hands-on workshop is intended for small business owners with stores or offices that customers come to. We’ll show you how to create your local business listing on Google, Bing and Yahoo.

Prerequisite:  You must have an active Gmail account. Create a free account before you attend.

“List Your Business on Google, Bing & Yahoo”

Dates:   Wed., Nov. 4 OR Th, Dec. 3 (New Date)

Time:  6 p.m. – 8 pm.


Small Business Development Center (SBDC)


14 Vogt Drive, Bridgewater, NJ  08807

Cost:  Free


Email your name, mailing address and phone number to

or call: 908-526-1200, ext. 8516.

Seating is limited. Please RSVP early so you don’t miss out!

September 28th, 2015|Categories: All|

“Grow Your Business With Google” Free Presentation: Wed., Sept. 30, at RVCC

Grow Your Business With GoogleThere’s no avoiding it – your business needs to be found online. Ignoring it doesn’t help; and sifting through all the confusing and conflicting advice isn’t easy.

Here’s an opportunity to help you get on track.  Join us for a live streaming presentation:

“Grow Your Business With Google”

Wednesday, September 30th, 2015

11:45 am to 1:30 pm

Grand Conference Room C

Raritan Valley Community College

Main Campus: 118 Lamington Road, Branchburg, NJ 08876

Free! Pre-registration required:

Email your name, mailing address and phone number to

or call: 908-526-1200, ext. 8516.

Learn effective ways grow your business and get ahead of your competition — straight from Google experts.

We’ll provide refreshments — all we need is you!  Seating is limited. Please RSVP early so you don’t miss out!


America’s Small Business Development Center
Raritan Valley Community College
Reinhart Marketing Group
September 25th, 2015|Categories: All|

Veterans Entrepreneurship Act of 2015 Waives Loan Fee

The Veterans Entrepreneurship Act, passed in July 2015, waives the upfront guarantee fee  which is normally required for a Small Business Administration 7(a) express loan, for veterans or their spouses. It applies to loans made on or after Oct. 1, 2015.

Veterans Entrepreneurship Act of 2015

(Sec. 2) Amends the Small Business Act to prohibit the Small Business Administration (SBA) from collecting a guarantee fee in connection with a loan made under the SBA Express Program  (  to a veteran or the spouse of a veteran on or after October 1, 2015, except during any upcoming fiscal year for which the President’s budget, submitted to Congress, includes a cost for the Program that is above zero.

(Sec. 3) Requires the SBA to assess for Congress the level of outreach to and consultation with female veterans regarding access to capital by women’s business centers and Veterans Business Outreach Centers.

(Sec. 4) Amends the Consolidated and Further Continuing Appropriations Act, 2015 to increase the limit from $18.75 billion to $23.5 billion for FY2015 commitments for general business loans for a combination of amortizing term loans and the aggregated maximum line of credit provided by revolving loans.

Amends the Small Business Act to prohibit the SBA, starting October 1, 2015, from guaranteeing a loan if:

the lender determines that the borrower is unable to obtain credit elsewhere solely because the lender’s liquidity depends upon the guaranteed portion of the loan being sold on the secondary market, or

  • the sole purpose for requesting the guarantee is to allow the lender to exceed its legal lending limit.

For more information:


September 3rd, 2015|Categories: All|Tags: , |

SBDC@RVCC Client Launches New Music Instruction Book

Brandon K BookLongtime SBDC client Brandon Kurzawa has authored a new book, “Learn Today, Play Tomorrow.” Kurzawa is the founder and director of the award-winning music school Music Notes Academy, which offers private music instruction within a comprehensive music curriculum at its East Brunswick Academy. Music Notes Academy will open a second location in July 2015, at the Whitehouse Preparatory School, Rt. 22, Whitehouse, New Jersey.

The new book, says Kurzawa, is “a music lesson assignment book for comprehensive instruction,” designed to help students, music teachers and schools stay organized and progressing with their music education. It includes practicing guides, lesson assignment pages, helpful charts, checklists, guidelines and tips, music dictionaries, vocal warm-ups and more.

For information on Music Notes Academy, located at 573 Cranbury Road, Suite A3 East Brunswick, NJ 08816, visit their website at

Kurzawa has worked with the SBDC @ RVCC since 2005, when he began meeting with the counselors at the center in preparation for starting his business. He was recognized for his success with Music Notes Academy when he was presented with the NJSBDC Success Award in 2012.   Read more here:


June 9th, 2015|Categories: All|

SBA Office of Advocacy Issues Brief on Crowdfunding

SBA Office of Advocacy logo

The Office of Advocacy has released a new issue brief, Equity-based Crowdfunding: Potential Implications for Small Business Capital. Many small businesses are utilizing crowdfunding as an alternative form of funding, but one method of crowdfunding remains untapped in the United States: equity-based crowdfunding. This issue brief explores this new funding option, how it could unlock additional capital and how it works in other countries.

While only 5 percent of all crowdfunding globally is equity-based, a new regulation being promulgated by the Securities and Exchange Commission (SEC) may shift this trend. Equity-based crowdfunding was created under Title III of the Jumpstart Our Business Startups (JOBS) Act (2012), and the rule is still being written by the SEC to expand the ability for entrepreneurs to sell equity to prospective investors online. Until the SEC issues the final rule, equity-based crowdfunding for the vast majority of Americans remains off-limits.

This issue brief examines the potential benefits equity-based crowdfunding could offer small businesses that have trouble obtaining capital through conventional means while looking at two case studies of equity-based crowdfunding platforms operating in Germany and England.

The issue brief is available on Advocacy’s website at

April 16th, 2015|Categories: All|

SBA Webinars for Small Business Owners: Affordable Care Act

SBA Webinars: Affordable Care Act

SBA Webinars: Affordable Care Act

Affordable Care Act 101 Webinars

SBA and Small Business Majority will host free Affordable Care Act 101 webinars so small business owners can learn the basics of the Affordable Care Act and how they can enroll in health insurance marketplaces. Join us every other Thursday at 2 PM ET.


April 14th, 2015|Categories: All|